![\"quan](\"http:\/\/localhost\/quangbinh\/wp-content\/uploads\/2012\/10\/quan-ly-tien-bac-hieu-qua.jpg\" "\\"Qu\u1ea3n")
C\u1ee9ng r\u1eafn v\u00e0 nh\u1ea5t qu\u00e1n<\/strong><\/p>\n
M\u1ed9t trong nh\u1eefng nguy\u00ean t\u1eafc \u0111\u1ea7u ti\u00ean c\u1ee7a vi\u1ec7c n\u00e0y l\u00e0 b\u1ea1n ph\u1ea3i nh\u1ea5t qu\u00e1n v\u00e0 c\u00f3 k\u1ef7 lu\u1eadt. Khi l\u00ean danh m\u1ee5c v\u1ed1n \u0111\u1ea7u t\u01b0 bao g\u1ed3m: nh\u1eefng c\u1ed5 phi\u1ebfu; tr\u00e1i phi\u1ebfu c\u1ea7n \u0111\u1ea7u t\u01b0; c\u1ed5 ph\u1ea7n trong nh\u1eefng qu\u1ef9 \u0111\u1ea7u t\u01b0 ho\u1eb7c nh\u1eefng kho\u1ea3n ti\u1ec1n g\u1eedi ng\u00e2n h\u00e0ng, b\u1ea1n c\u1ea7n gi\u1eef v\u1eefng t\u1ef7 l\u1ec7 t\u01b0\u01a1ng quan gi\u1eefa ch\u00fang. Kh\u00f4ng v\u00ec b\u1ea5t c\u1ee9 m\u1ed9t s\u1ef1 dao \u0111\u1ed9ng ng\u1eafn h\u1ea1n n\u00e0o c\u1ee7a th\u1ecb tr\u01b0\u1eddng, s\u1ef1 xu\u1ea5t hi\u1ec7n m\u1ed9t \u200e\u00fd t\u01b0\u1edfng \u0111\u1ea7u t\u01b0 m\u1edbi hay nh\u1eefng c\u1ed5 phi\u1ebfu m\u1edbi xu\u1ea5t hi\u1ec7n m\u00e0 b\u1ea1n l\u1ea1i thay \u0111\u1ed5i ph\u01b0\u01a1ng ph\u00e1p \u0111\u00e3 \u0111\u01b0\u1ee3c x\u00e1c l\u1eadp. Ngo\u00e0i ra, b\u1ea1n c\u1ea7n \u0111\u1ecbnh k\u1ef3 \u201c\u0111\u1ed5\u201d th\u00eam ti\u1ec1n v\u00e0o danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n. \u0110i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 kh\u00f4ng d\u1ec5 d\u00e0ng, nh\u1ea5t l\u00e0 khi th\u1ecb tr\u01b0\u1eddng t\u1ea1i th\u1eddi \u0111i\u1ec3m \u0111\u00f3 kh\u00f4ng t\u0103ng tr\u01b0\u1edfng, b\u1ea1n kh\u00f4ng nh\u00ecn th\u1ea5y v\u1ed1n \u0111\u1ea7u t\u01b0 t\u0103ng l\u00ean v\u00e0 kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c s\u1ef1 th\u1ecfa m\u00e3n t\u1ee9c th\u1eddi.<\/p>\n
Nh\u01b0ng vi\u1ec7c \u0111\u1ecbnh k\u1ef3 t\u0103ng v\u1ed1n \u0111\u1ea7u t\u01b0 s\u1ebd tri\u1ec7t ti\u00eau h\u00f3a s\u1ef1 dao \u0111\u1ed9ng c\u1ee7a th\u1ecb tr\u01b0\u1eddng. Th\u00f4ng th\u01b0\u1eddng, khi gi\u00e1 tr\u1ecb c\u1ee7a m\u1ed9t lo\u1ea1i h\u00ecnh \u0111\u1ea7u t\u01b0 n\u00e0o \u0111\u00f3 t\u0103ng v\u1ecdt th\u01b0\u1eddng c\u00f3 t\u00e1c \u0111\u1ed9ng m\u1ea1nh \u0111\u1ebfn t\u00e2m l\u200e\u00fd c\u1ee7a nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0. Khi nh\u00ecn v\u00e0o s\u1ef1 t\u0103ng tr\u01b0\u1edfng nhanh ch\u00f3ng c\u1ee7a m\u1ed9t lo\u1ea1i c\u1ed5 phi\u1ebfu hay t\u1ed5ng s\u1ed1 v\u1ed1n c\u1ee7a m\u1ed9t qu\u1ef9 \u0111\u1ea7u t\u01b0 n\u00e0o \u0111\u00f3, m\u1ecdi ng\u01b0\u1eddi li\u1ec1n \u0111\u1ed5 ti\u1ec1n v\u00e0o ch\u00fang trong tr\u1ea1ng th\u00e1i k\u00edch \u0111\u1ed9ng m\u1ea1nh \u2013 nh\u01b0ng th\u01b0\u1eddng khi \u0111\u00f3 th\u1eddi k\u1ef3 t\u0103ng tr\u01b0\u1edfng m\u1ea1nh nh\u1ea5t \u0111\u00e3 tr\u00f4i qua. \u201cM\u1ecdi ng\u01b0\u1eddi hay b\u1ecf ti\u1ec1n ra mua nh\u1eefng c\u1ed5 phi\u1ebfu ho\u1eb7c th\u1ea3 ti\u1ec1n v\u00e0o m\u1ed9t qu\u1ef9 \u0111\u1ea7u t\u01b0 n\u00e0o \u0111\u00f3 m\u00e0 \u0111\u00e1ng ra h\u1ecd ph\u1ea3i l\u00e0m \u0111i\u1ec1u n\u00e0y t\u1eeb m\u1ed9t n\u0103m tr\u01b0\u1edbc \u0111\u00e2y, – gi\u00e1o s\u01b0 Tarrans Odin, m\u1ed9t chuy\u00ean gia trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a Tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc T\u1ed5ng h\u1ee3p California, n\u00f3i. \u2013 \u0110i\u1ec1u n\u00e0y ph\u1ea7n n\u00e0o \u0111\u01b0\u1ee3c gi\u1ea3i th\u00edch r\u1eb1ng m\u1ecdi ng\u01b0\u1eddi th\u01b0\u1eddng ngo\u1ea1i suy nh\u1eefng k\u1ebft qu\u1ea3 t\u1eeb qu\u00e1 kh\u1ee9 ra t\u01b0\u01a1ng lai. H\u01a1n n\u1eefa, ph\u1ea7n \u0111\u00f4ng nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 nghi\u1ec7p d\u01b0 th\u01b0\u1eddng \u0111\u01a1n gi\u1ea3n h\u00f3a th\u1ecb tr\u01b0\u1eddng h\u01a1n n\u00f3 v\u1ed1n c\u00f3\u201d<\/p>\n
\u0110\u1eebng ti\u00eau ti\u1ec1n thi\u1ebfu suy ngh\u0129<\/strong><\/p>\n H\u1ea1nh ph\u00fac kh\u00f4ng th\u1ec3 mua \u0111\u01b0\u1ee3c b\u1eb1ng ti\u1ec1n, nh\u01b0ng nhi\u1ec1u ng\u01b0\u1eddi c\u1ee9 \u201cc\u1ed1 \u0111\u1ea5m \u0103n x\u00f4i cu\u1ed1i\u201d c\u00f9ng tr\u1edf th\u00e0nh \u201ct\u00f9 chung th\u00e2n\u201d c\u1ee7a nh\u1eefng m\u00f3n n\u1ee3. Ch\u1eafc h\u1eb3n b\u1ea1n \u0111\u00e3 g\u1eb7p ph\u1ea3i t\u00ecnh hu\u1ed1ng nh\u01b0 sau: b\u1ea1n nh\u00ecn th\u1ea5y m\u1ed9t \u0111\u1ed3 v\u1eadt g\u00ec \u0111\u00f3 trong c\u1eeda h\u00e0ng v\u00e0 th\u1ea5y r\u1eb1ng v\u1eadt n\u00e0y r\u1ea5t c\u1ea7n cho m\u00ecnh n\u00ean b\u1ecf ti\u1ec1n ra mua, nh\u01b0ng sau \u0111\u00f3 m\u1ed9t tu\u1ea7n hay m\u1ed9t th\u00e1ng b\u1ea1n kh\u00f4ng c\u00f2n nh\u1edb g\u00ec \u0111\u1ebfn ch\u00fang n\u1eefa. Ham mu\u1ed1n c\u00f3 \u0111\u01b0\u1ee3c nh\u1eefng \u0111\u1ed3 v\u1eadt m\u00e0 m\u00ecnh th\u00edch nh\u01b0ng kh\u00f4ng th\u1ef1c s\u1ef1 c\u1ea7n thi\u1ebft l\u00e0 m\u1ed9t th\u00f3i quen \u201cc\u00f3 h\u1ea1i cho t\u00fai ti\u1ec1n\u201d c\u1ee7a b\u1ea1n. V\u1eady b\u00e0i h\u1ecdc \u1edf \u0111\u00e2y l\u00e0 g\u00ec? N\u1ebfu b\u1ea1n mu\u1ed1n t\u00ecm ki\u1ebfm h\u1ea1nh ph\u00fac, th\u00ec ch\u1eafc ch\u1eafn kh\u00f4ng th\u1ec3 t\u00ecm th\u1ea5y trong c\u00e1c trung t\u00e2m th\u01b0\u01a1ng m\u1ea1i.<\/p>\n Ch\u00fang ta ch\u00ednh l\u00e0 th\u1ecb tr\u01b0\u1eddng<\/strong><\/p>\n Ai trong ch\u00fang ta c\u0169ng mu\u1ed1n ki\u1ebfm \u0111\u01b0\u1ee3c l\u1ee3i nhi\u1ec1u nh\u1ea5t t\u1eeb th\u1ecb tr\u01b0\u1eddng. Tuy nhi\u00ean, kh\u00f4ng ph\u1ea3i ai c\u0169ng l\u00e0m \u0111\u01b0\u1ee3c \u0111i\u1ec1u \u0111\u00f3, v\u00ec th\u1ecb tr\u01b0\u1eddng ch\u00ednh l\u00e0 ch\u00fang ta, v\u1eady n\u00ean n\u1ebfu trong ch\u00fang ta c\u00f3 k\u1ebb th\u1eafng, th\u00ec t\u1ee9c l\u00e0 s\u1ebd c\u00f3 ng\u01b0\u1eddi thua.<\/p>\n Th\u00f4ng th\u01b0\u1eddng, m\u1ecdi ng\u01b0\u1eddi ch\u1ec9 mu\u1ed1n k\u1ebft th\u00fac m\u1ed9t phi v\u1ee5\u00a0 giao d\u1ecbch khi nh\u1eadn \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn cao nh\u1ea5t c\u00f3 th\u1ec3, – gi\u00e1o s\u01b0 Mair Steman, m\u1ed9t chuy\u00ean gia v\u1ec1 t\u00e0i ch\u00ednh, c\u1ee7a tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc Santa Clara University nh\u1eadn x\u00e9t, – cho d\u00f9 \u0111\u00f3 l\u00e0 phi v\u1ee5 trong th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n hay b\u1ea5t \u0111\u1ed9ng s\u1ea3n. \u201cM\u1ecdi ng\u01b0\u1eddi n\u00f3i r\u1eb1ng: OK, th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n s\u1ebd c\u00f2n t\u0103ng gi\u00e1. Nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf th\u00ec h\u1ecd kh\u00f4ng mu\u1ed1n b\u00e1n theo gi\u00e1 c\u1ea3 v\u00e0o th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i, – Steman n\u00f3i. \u2013 H\u1ecd \u0111\u00e1nh gi\u00e1 gi\u00e1 tr\u1ecb c\u1ee7a ng\u00f4i nh\u00e0 c\u1ee7a\u00a0 m\u00ecnh l\u00e0 m\u1ed9t tri\u1ec7u USD, b\u1edfi v\u00ec h\u00e0ng x\u00f3m c\u1ee7a h\u1ecd \u0111\u00e3 b\u00e1n nh\u00e0 c\u1ee7a m\u00ecnh v\u1edbi gi\u00e1 m\u1ed9t tri\u1ec7u USD v\u00e0o n\u0103m ngo\u00e1i. V\u00ec v\u1eady, sau khi th\u00f4ng b\u00e1o b\u00e1n nh\u00e0 su\u1ed1t c\u1ea3 ba th\u00e1ng m\u00e0 h\u1ecd v\u1eabn kh\u00f4ng t\u00ecm \u0111\u01b0\u1ee3c ng\u01b0\u1eddi mua. B\u1edfi v\u00ec m\u1ed9t l\u200e\u00fd do \u0111\u01a1n gi\u1ea3n gi\u00e1 tr\u1ecb ng\u00f4i nh\u00e0 c\u1ee7a h\u1ecd v\u00e0o th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i ch\u1ec9 l\u00e0 800.000 USD\u201d.<\/p>\n H\u01a1n n\u1eefa, n\u1ebfu t\u00ednh \u0111\u1ebfn nh\u1eefng chi ph\u00ed ph\u1ea3i tr\u1ea3 cho nh\u1eefng nh\u00e0 m\u00f4i gi\u1edbi, thu\u1ebf, s\u1eeda ch\u1eefa theo y\u00eau c\u1ea7u n\u00e0o \u0111\u00f3 c\u1ee7a ng\u01b0\u1eddi mua… th\u00ec b\u1ea1n kh\u00f4ng th\u1ec3 thu \u0111\u01b0\u1ee3c con s\u1ed1 cao nh\u1ea5t m\u00e0 b\u1ea1n ch\u1ec9 c\u00f3 th\u1ec3 nh\u00ecn th\u1ea5y trong c\u00e1c b\u1ea3n b\u00e1o c\u00e1o ho\u1eb7c ph\u00e2n t\u00edch t\u00e0i ch\u00ednh.<\/p>\n H\u1ea1n ch\u1ebf chi ph\u00ed \u1edf m\u1ee9c th\u1ea5p nh\u1ea5t<\/strong><\/p>\n B\u1ea1n \u0111\u1eebng bao gi\u1edd qu\u00ean r\u1eb1ng, s\u1ef1 th\u00e0nh c\u00f4ng trong \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n bao gi\u1edd c\u0169ng ph\u1ea3i san s\u1ebb v\u1edbi hai ng\u01b0\u1eddi n\u1eefa \u0111\u00f3 l\u00e0 nh\u1eefng ng\u01b0\u1eddi m\u00f4i gi\u1edbi v\u00e0 ph\u00f2ng thu\u1ebf. N\u1ebfu kh\u00f4ng mu\u1ed1n chia l\u1ee3i nhu\u1eadn thu \u0111\u01b0\u1ee3c ra l\u00e0m ba ph\u1ea7n, b\u1ea1n c\u1ea7n ngh\u0129 c\u00e1ch h\u1ea1n ch\u1ebf c\u00e1c chi ph\u00ed \u0111\u1ea7u t\u01b0 v\u00e0 tr\u1ea3 thu\u1ebf \u1edf m\u1ee9c th\u1ea5p nh\u1ea5t trong ch\u1eebng m\u1ef1c c\u00f3 th\u1ec3.<\/p>\n C\u1ea7n \u0111\u1ebfn s\u1ef1 gi\u00fap \u0111\u1ee1<\/strong> Nh\u01b0ng \u0111\u00e1ng ti\u1ebfc l\u00e0 v\u1edbi s\u1ef1 gi\u00fap \u0111\u1ee1 c\u1ee7a c\u00e1c nh\u00e0 m\u00f4i gi\u1edbi hay t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh c\u0169ng ch\u01b0a ch\u1eafc \u0111\u00e3 \u0111\u1ea3m b\u1ea3o s\u1ef1 th\u00e0nh c\u00f4ng cho nh\u1eefng quy\u1ebft \u0111\u1ecbnh \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n. R\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi trong s\u1ed1 h\u1ecd \u0111\u00f2i h\u1ecfi gi\u00e1 c\u1ea3 d\u1ecbch v\u1ee5 r\u1ea5t cao, trong khi b\u1ea3n th\u00e2n v\u1edbi m\u1ed9t c\u00e1i b\u1eb1ng v\u1ec1 t\u00e0i ch\u00ednh th\u00ec ch\u01b0a \u0111\u1ee7 hi\u1ec3u bi\u1ebft c\u0169ng nh\u01b0 kinh nghi\u1ec7m \u0111\u1ec3 hi\u1ec3u \u0111\u01b0\u1ee3c r\u1eafc r\u1ed1i c\u1ee7a th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh. Ch\u00ednh v\u00ec v\u1eady, khi l\u1ef1a ch\u1ecdn m\u1ed9t nh\u00e0 t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh, b\u1ea1n ph\u1ea3i \u0111\u1eb7c bi\u1ec7t c\u1ea9n tr\u1ecdng.<\/p>\n \u0110\u1eebng b\u1ecf t\u1ea5t c\u1ea3 tr\u1ee9ng v\u00e0o trong m\u1ed9t c\u00e1i gi\u1ecf duy nh\u1ea5t<\/strong><\/p>\n Khi n\u00f3i v\u1ec1 s\u1ef1 c\u1ea7n thi\u1ebft ph\u1ea3i \u0111a d\u1ea1ng h\u00f3a danh m\u1ee5c \u0111\u1ea7u t\u01b0, c\u00e1c chuy\u00ean gia t\u00e0i ch\u00ednh th\u01b0\u1eddng d\u1ef1a tr\u00ean lu\u1eadn \u0111i\u1ec3m r\u1eb1ng \u0111\u00e2y l\u00e0 ph\u01b0\u01a1ng ph\u00e1p c\u1ea7n thi\u1ebft \u0111\u1ec3 gi\u1ea3m s\u1ef1 m\u1ea1o hi\u1ec3m: n\u1ebfu m\u1ed9t h\u01b0\u1edbng \u0111\u1ea7u t\u01b0 n\u00e0o \u0111\u00f3 c\u1ee7a b\u1ea1n \u0111ang trong chi\u1ec1u h\u01b0\u1edbng l\u1ed7 th\u00ec c\u00f3 th\u1ec3 h\u01b0\u1edbng kh\u00e1c v\u1eabn \u0111em l\u1ea1i l\u1ee3i nhu\u1eadn cho b\u1ea1n. Tuy nhi\u00ean, b\u1ea1n c\u0169ng n\u00ean l\u01b0u \u200e\u00fd r\u1eb1ng khi x\u1ea3y ra nh\u1eefng cu\u1ed9c kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh l\u1edbn th\u00ec s\u1ef1 \u0111a d\u1ea1ng c\u0169ng kh\u00f4ng c\u00f3\u200e \u00fd ngh\u0129a nhi\u1ec1u l\u1eafm. Ho\u1eb7c trong nh\u1eefng th\u1ecb tr\u01b0\u1eddng kh\u00e1c nhau th\u00ec \u0111\u1ed9 dao \u0111\u1ed9ng v\u00e0 m\u1ee9c \u0111\u1ed9 thu nh\u1eadp trong n\u0103m c\u0169ng kh\u00e1c nhau, v\u00ed d\u1ee5 th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n M\u1ef9 t\u0103ng tr\u01b0\u1edfng ch\u1eadm h\u01a1n th\u1ecb tr\u01b0\u1eddng \u1edf nh\u1eefng n\u01b0\u1edbc ph\u00e1t tri\u1ec3n, nh\u01b0ng \u0111\u1ed9 dao \u0111\u1ed9ng c\u1ee7a n\u00f3 c\u0169ng th\u1ea5p h\u01a1n h\u1eb3n. Tr\u00e1i phi\u1ebfu kh\u00f4ng bao gi\u1edd gi\u1ea3m gi\u00e1 nhanh ch\u00f3ng nh\u01b0 c\u1ed5 phi\u1ebfu.<\/p>\n \u0110\u1eebng bao gi\u1edd qu\u00ean gia \u0111\u00ecnh<\/strong><\/p>\n james_money.gifGia \u0111\u00ecnh \u0111\u1ed3ng th\u1eddi l\u00e0 m\u1ed9t kho\u1ea3n v\u1ed1n v\u00e0 m\u1ed9t kho\u1ea3n n\u1ee3 quan tr\u1ecdng c\u1ee7a b\u1ea1n. N\u1ebfu nh\u01b0 c\u00e1c con ho\u1eb7c b\u1ed1 m\u1eb9 b\u1ea1n \u0111ang g\u1eb7p kh\u00f3 kh\u0103n v\u1ec1 t\u00e0i ch\u00ednh, th\u00ec hi\u1ec3n nhi\u00ean b\u1ea1n ph\u1ea3i gi\u00fap \u0111\u1ee1 h\u1ecd v\u00e0 ng\u01b0\u1ee3c l\u1ea1i. B\u1ea1n kh\u00f4ng bao gi\u1edd \u0111\u01b0\u1ee3c qu\u00ean \u0111i\u1ec1u n\u00e0y. Con c\u00e1i kh\u00f4ng nh\u1eefng l\u00e0 ng\u01b0\u1eddi th\u1eeba k\u1ebf t\u00e0i s\u1ea3n sau khi b\u1ea1n m\u1ea5t \u0111i m\u00e0 ch\u00fang c\u00f2n th\u1eeba k\u1ebf c\u1ea3 nh\u1eefng th\u00f3i quen v\u1ec1 t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n. H\u00e3y d\u1ea1y ch\u00fang c\u00f3 nh\u1eefng quan ni\u1ec7m \u0111\u00fang \u0111\u1eafn v\u1ec1 ti\u1ec1n b\u1ea1c. Khi s\u1eed d\u1ee5ng ti\u1ec1n b\u1ea1c, b\u1ea1n \u0111\u1eebng bao gi\u1edd qu\u00ean nh\u1eefng h\u1eadu qu\u1ea3 c\u1ee7a nh\u1eefng h\u00e0nh \u0111\u1ed9ng m\u00e0 n\u00f3 c\u00f3 th\u1ec3 g\u00e2y ra cho gia \u0111\u00ecnh m\u00ecnh.<\/p>\n \u0110\u1ea7u t\u01b0 d\u00e0i h\u1ea1n<\/strong><\/p>\n N\u1ebfu ch\u1eb3ng may b\u1ea1n ch\u1ebft s\u1edbm th\u00ec v\u1ee3 v\u00e0 con b\u1ea1n c\u00f3 th\u1ec3 g\u1eb7p kh\u00f3 kh\u0103n v\u1ec1 t\u00e0i ch\u00ednh, nh\u01b0ng n\u1ebfu b\u1ea1n tr\u01b0\u1eddng th\u1ecd th\u00ec c\u0169ng l\u00e0 m\u1ed9t v\u1ea5n \u0111\u1ec1 c\u1ea7n suy ngh\u0129. Kh\u00f4ng \u00edt ng\u01b0\u1eddi khi v\u1ec1 h\u01b0u c\u00f3 r\u1ea5t \u00edt ti\u1ec1n ti\u1ebft ki\u1ec7m ho\u1eb7c th\u1eadm ch\u00ed ch\u1ea3 c\u00f3 \u0111\u1ed3ng n\u00e0o c\u1ea3, hay sau khi v\u1ec1 h\u01b0u m\u1ed9t th\u1eddi gian h\u1ecd \u0111\u00e3 ti\u00eau h\u1ebft s\u1ed1 ti\u1ec1n d\u00e0nh d\u1ee5m \u0111\u01b0\u1ee3c. \u0110i\u1ec1u n\u00e0y s\u1ebd ch\u1eb3ng th\u00e0nh v\u1ea5n \u0111\u1ec1 n\u1ebfu hai v\u1ee3 ch\u1ed3ng b\u1ea1n kh\u00f4ng s\u1ed1ng l\u00e2u qu\u00e1, ho\u1eb7c b\u1ea1n c\u0169ng ch\u1eb3ng quan t\u00e2m l\u1eafm \u0111\u1ebfn chuy\u1ec7n tu\u1ed5i gi\u00e0 m\u00ecnh s\u1ebd s\u1ed1ng nh\u01b0 th\u1ebf n\u00e0o. Chuy\u1ec7n g\u00ec s\u1ebd x\u1ea3y ra n\u1ebfu b\u1ea1n s\u1ebd s\u1ed1ng r\u1ea5t l\u00e2u trong khi kh\u00f4ng c\u00f3 ti\u1ec1n l\u01b0\u01a1ng h\u01b0u ho\u1eb7c b\u1ea3o hi\u1ec3m tr\u1ecdn \u0111\u1eddi hay nhi\u1ec1u ti\u1ec1n ti\u1ebft ki\u1ec7m trong nh\u00e0 b\u0103ng? V\u00ec v\u1eady, b\u1ea1n n\u00ean tr\u00f9 li\u1ec7u tr\u01b0\u1edbc v\u00e0 tri\u1ec7t \u0111\u1ec3 ti\u1ebft ki\u1ec7m ti\u1ec1n b\u1ea1c trong ch\u1eebng m\u1ef1c c\u00f3 th\u1ec3.<\/p>\n \u0110\u1eebng qu\u00ean l\u1ea1m ph\u00e1t<\/strong><\/p>\n Th\u1eadm ch\u00ed, ngay c\u1ea3 khi m\u1ecdi vi\u1ec7c xung quanh v\u1eabn \u0111ang di\u1ec5n ra t\u1ed1t \u0111\u1eb9p, ti\u1ec1n ti\u1ebft ki\u1ec7m v\u00e0 c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 c\u1ee7a b\u1ea1n v\u1eabn \u0111ang sinh s\u00f4i n\u1ea3y n\u1edf, th\u00ec b\u1ea1n v\u1eabn \u0111ang m\u1ea5t m\u1ed9t s\u1ed1 ti\u1ec1n nh\u1ea5t \u0111\u1ecbnh h\u00e0ng n\u0103m v\u00ec l\u1ea1m ph\u00e1t. Ch\u00ednh v\u00ec v\u1eady, b\u1ea1n kh\u00f4ng n\u00ean qu\u00e1 ch\u00fa \u200e\u00fd t\u1edbi con s\u1ed1 l\u00e3i tr\u00ean gi\u1ea5y t\u1edd m\u00e0 n\u00ean \u0111\u00e1nh gi\u00e1 n\u00f3 trong s\u1ef1 t\u01b0\u01a1ng \u0111\u1ed1i \u2013 t\u1ee9c l\u00e0 % thu nh\u1eadp c\u1ee7a b\u1ea1n kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p th\u1ea5p h\u01a1n % l\u1ea1m ph\u00e1t.<\/p>\n S\u01b0u t\u1ea7m<\/p>\n \u00a0<\/p>\n","protected":false},"excerpt":{"rendered":" Qu\u1ea3n l\u00fd ti\u1ec1n b\u1ea1c -Nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 c\u00e1 nh\u00e2n th\u01b0\u1eddng kh\u00f4ng c\u00f3 th\u1eddi gian c\u0169ng nh\u01b0 k\u1ef9 n\u0103ng \u0111\u1ec3 theo d\u00f5i c\u00e1c b\u01b0\u1edbc ngo\u1eb7t l\u1edbn v\u1ec1 t\u00e0i ch\u00ednh; v\u1ec1 th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n; hi\u1ec3u r\u00f5 nh\u1eefng ch\u1ec9 s\u1ed1 t\u00e0i ch\u00ednh; c\u00e1c ch\u00ednh s\u00e1ch v\u1ec1 ti\u1ec1n t\u1ec7 c\u1ee7a ch\u00ednh ph\u1ee7 c\u0169ng nh\u01b0 c\u00e1c \u0111\u1ed9ng th\u00e1i […]<\/p>\n","protected":false},"author":8,"featured_media":1170,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":""},"categories":[81],"tags":[],"yst_prominent_words":[],"_links":{"self":[{"href":"https:\/\/quangbinhtoday.com\/wp-json\/wp\/v2\/posts\/1172"}],"collection":[{"href":"https:\/\/quangbinhtoday.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/quangbinhtoday.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/quangbinhtoday.com\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/quangbinhtoday.com\/wp-json\/wp\/v2\/comments?post=1172"}],"version-history":[{"count":0,"href":"https:\/\/quangbinhtoday.com\/wp-json\/wp\/v2\/posts\/1172\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/quangbinhtoday.com\/wp-json\/wp\/v2\/media\/1170"}],"wp:attachment":[{"href":"https:\/\/quangbinhtoday.com\/wp-json\/wp\/v2\/media?parent=1172"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/quangbinhtoday.com\/wp-json\/wp\/v2\/categories?post=1172"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/quangbinhtoday.com\/wp-json\/wp\/v2\/tags?post=1172"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/quangbinhtoday.com\/wp-json\/wp\/v2\/yst_prominent_words?post=1172"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}![\"quan](\"http:\/\/localhost\/quangbinh\/wp-content\/uploads\/2012\/10\/james_money.jpg\" "\\"Qu\u1ea3n")
Ph\u1ea7n l\u1edbn nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 nghi\u1ec7p d\u01b0 \u0111\u1ec1u kh\u00f4ng c\u00f3 th\u1eddi gian, h\u1ee9ng th\u00fa, ki\u1ebfn th\u1ee9c v\u00e0 cu\u1ed1i c\u00f9ng l\u00e0 s\u1ef1 nh\u1eabn n\u1ea1i \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c phi v\u1ee5 \u0111\u1ea7u t\u01b0 \u0111\u1ed9c l\u1eadp m\u1ed9t c\u00e1ch th\u00e0nh c\u00f4ng. Th\u1eadm ch\u00ed, ngay c\u1ea3 khi b\u1ea1n \u0111\u1ea7u t\u01b0 th\u00e0nh c\u00f4ng v\u00e0 thu \u0111\u01b0\u1ee3c l\u1ee3i nhu\u1eadn, \u0111i\u1ec1u n\u00e0y ho\u00e0n to\u00e0n kh\u00f4ng c\u00f3 ngh\u0129a l\u00e0 b\u1ea1n \u0111\u00e3 bi\u1ebfn th\u00e0nh m\u1ed9t ng\u01b0\u1eddi c\u00f3 uy t\u00edn trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh. \u201cM\u1ecdi ng\u01b0\u1eddi sau khi thu \u0111\u01b0\u1ee3c m\u1ed9t s\u1ed1 th\u00e0nh t\u1ef1u n\u00e0o \u0111\u00f3 (tr\u00ean th\u1ecb tr\u01b0\u1eddng), – gi\u00e1o s\u01b0 Odin n\u00f3i, – th\u00ec h\u1ecd ngh\u0129 r\u1eb1ng m\u00ecnh \u0111\u00e3 hi\u1ec3u ph\u1ea3i l\u00e0m nh\u01b0 th\u1ebf n\u00e0o. Nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf, th\u00ec h\u1ecd \u0111\u00e3 nh\u1ea7m l\u1eabn gi\u1eefu s\u1ef1 th\u00e0nh c\u00f4ng v\u00e0 tri th\u1ee9c\u201d.<\/p>\n